2025 Roth Ira Contribution Limits. And if you're 50 or. For 2025, to contribute the maximum amount, your modified adjusted gross income (magi) must be less than $150,000 (up from $146,000 last year) if single or less than $236,000 (versus $230,000.
The contribution limits for iras remain unchanged for 2025. For 2025, the roth ira contribution limit holds steady at the same level as 2024.